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Sets the Mountain Time cutoff for objection, resolution, examination, and termination deadlines. If blank or N/A, those expire at 11:59 p.m. Separate acceptance and possession times still matter.

When earnest money must be delivered if it is not delivered with the offer. We confirm the agreed amount, holder, and delivery requirements.

Delivery of the required title commitment or abstract, recorded title documents, and tax certificate for review.

Buyer’s deadline to raise a qualifying written objection to recorded title matters or exercise the applicable termination right. Late or changed documents can affect the review period.

Delivery of required information about title-related matters not shown in public records, such as certain unrecorded rights or occupancy matters.

Buyer reviews off-record matters and delivers any qualifying objection or termination notice under the title provisions.

Deadline to settle a timely title objection in writing. If it remains unresolved and the buyer does not timely withdraw it in writing, the contract terminates under the applicable provision.

Addresses an applicable third party’s right to purchase or approve the sale. The clause determines what happens if that right is exercised or approval is not obtained.

Seller’s deadline to provide required owners’ association documents, giving the buyer information about the community’s governance and finances.

Buyer’s deadline to terminate based on unsatisfactory association documents under the clause. Late delivery can extend the review window; this is not an objection-and-resolution pair.

Deadline to deliver the seller’s completed property disclosure, based on the seller’s actual knowledge as required by the contract.

Delivery deadline for required lead-based paint disclosures and information when applicable. This is separate from the buyer’s lead-based paint termination deadline.

Buyer must apply for the new loan, if not already done, and make reasonable efforts to obtain it.

Buyer’s review of loan terms such as payment, rate, costs, and conditions. The clause provides a timely termination option if those terms are unsatisfactory.

Addresses availability of the new loan based on the lender’s review of the buyer. Property-related loan issues have separate provisions; this is not a universal loan guarantee.

Buyer supplies agreed credit information for the seller’s review where this provision applies.

Seller’s deadline to exercise the applicable termination right if the buyer’s credit information is unsatisfactory. Some protections in this table benefit the seller.

Seller provides documents relating to an existing loan that will remain part of the proposed transaction.

Buyer’s deadline to terminate over unsatisfactory existing-loan terms or documents under the applicable clause.

Deadline for any required lender approval of an existing-loan transfer. Failure to obtain approval can terminate the contract under the clause.

Review of proposed seller or private financing under the selected provisions, including applicable rights to terminate if it is unsatisfactory.

Target for receipt of the appraisal under the conventional/other-loan or cash provisions. FHA and VA have separate protections; the Section 3 appraisal deadlines do not apply to those loans.

Under the applicable conventional/other provision, a low or unreceived appraisal may allow timely termination or a written appraisal objection with the required appraisal or lender verification.

Deadline for written settlement of a timely appraisal objection. Without settlement or timely written withdrawal, the applicable clause provides for termination.

Delivery of the agreed improvement location certificate (ILC) or survey. An ILC and a survey are different products; the contract specifies what is required.

Buyer’s deadline to object to qualifying issues involving the required ILC or survey, or use the applicable termination right.

Deadline to settle a timely ILC or survey objection in writing. An unresolved objection can result in termination unless timely withdrawn as the clause provides.

Buyer examines any water rights included in the sale and may exercise the applicable termination right if they are unsatisfactory.

Buyer reviews mineral-rights matters and may exercise the applicable termination right under the mineral-rights provision.

Buyer may give timely written termination notice for an unsatisfactory condition under the inspection clause, provided the buyer has not already delivered an Inspection Objection.

Buyer delivers a written description of unsatisfactory conditions they require the seller to correct. Delivery ends the separate inspection-termination option in §10.3.1 and moves the issue into the resolution process.

After a timely objection, the parties must reach a written settlement or the buyer must timely withdraw the objection in writing; otherwise the contract terminates on this deadline under the clause.

Buyer’s deadline to terminate under the insurance provision if availability, terms, conditions, or premium are unsatisfactory.

Seller provides the due-diligence documents required by the contract, which may include leases, agreements, warranties, or other selected property information.

Buyer reviews the required documents and may timely object or terminate if they are missing or unsatisfactory. Late delivery can extend the review period.

Deadline to resolve a timely document objection in writing or receive a timely written withdrawal. Otherwise the clause provides for termination. Late document delivery can extend this deadline.

If the offer depends on sale and closing of the buyer’s identified property, this is the deadline governing the buyer’s related termination right.

Buyer’s deadline for the applicable lead-based paint termination right, separate from delivery of disclosures. Review the specific clause and any addendum.

The agreed date for completing closing under the contract, including the required documents and funds. An extension requires agreement; it is not assumed.

The agreed date the buyer receives possession. It can differ from closing, especially when a separate post-closing occupancy agreement applies.

The specific time for possession on the agreed date. We coordinate move-out and access around the actual agreement.

The offer’s acceptance cutoff date. Although listed near the bottom of Section 3, this belongs at the start of the process; the acceptance requirements in §27 control.

The time by which acceptance and the required notice must occur under §27. Read it together with the acceptance date, not the general Time of Day Deadline.